上海千花网,爱上海,上海419论坛 – Powered by Gregary Thayne!

Roosevelt Robber Lured Victims Via Dating Site, Cops Say

Posted on by

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York A 22-year-old man has been accused of robbing three men that he lured into meeting through a gay men’s dating website in his hometown of Roosevelt over the past week.Nassau County police arrested Marquise Utsey on Wednesday and charged him with three counts of robbery and a fourth count of prostitution after he allegedly offered to perform a sex act on an undercover detective, authorities said.Utsey, who used the screen name “HUGE12” on the website Adam4Adam, allegedly robbed his first victim of cash and an iPhone after threatening to shoot him on Valentine Street on Dec. 29, police said.Two days later, Utsey argued with a second victim he met on Beechwood Avenue before stealing the victim’s cell phone and again fleeing the scene, police said.And then on Jan. 3, police said Utsey allegedly robbed a third man of cash at knifepoint on East Roosevelt Street.Utsey will be arraigned Thursday at First District Court in Hempstead.First Squad detectives ask any possible victims of any similar incidents to contact them at 516-573-6152.last_img read more

Tagged: , , , , , , , , , , , .

Under contract: Committing to the millennial market

Posted on by

first_imgLast month I talked about How I Met My Lender, where I suggested that advertising, a true online, interactive application and web portal, and regular follow-up are essential lures for the millennial market. My credit union focused on technology and communication, cementing them as my lender.December’s article was about origination. This month’s focus is on lessons learned in getting to the closing table. Lenders and borrowers alike know this is a complex process, one that requires a great deal of interaction, and one that is largely in the lender’s control. Yet throughout the process I wanted to help. And, throughout the process, I also wanted to know exactly where my loan stood at all times.The first lesson in retaining millennial borrowers is this: Increased borrower education – undertaken before the process begins – about financial literacy in general, and the mortgage process in particular, improves the experience for both parties in the transaction. While I was relatively well-prepared with statements and W2s, I was probably the exception rather than the rule. Working in the mortgage industry, surrounded by lots of people with extensive experience helped enormously. The vast majority of millennials are not lucky enough to be associated with so many mortgage geeks. My credit union worked to explain the process when I seemed confused. This was helpful, as was the first-time homebuyer education class I had to take in order to qualify for the first-time homebuyer program I was using. Our credit union answered every question, talking me through everything they needed and why they needed it.Still, I do wish my lender had been more transparent from the outset as to what they needed and why. Receiving a high-level schedule and overview of the process from the moment the contract was signed would have helped me understand the progression of the loan and also would also have helped me help them. While major deadlines such as inspection and appraisal were outlined in the contract, the contract did not say when my credit union would need my tax returns.It would have been helpful to get a list of documents that would be needed, and the reason they would be needed. I would also like to have known what was happening with the loan, beyond posting the loan status of “processing” or “underwriting” on the online portal. These terms mean something to me, but may not mean much to many millennials. It would be more informative to know what, specifically, is happening with the loan, and in greater detail.My questions were always answered quickly and in a friendly way. I know, though, from the team I work with, that the fewer questions borrowers have, the more efficient the lending process. To put it another way, a more informed, educated borrower yields a more profitable loan.My lender’s online portal is wonderful. It is one of the reasons I chose them and closed my loan with them. Yet it could be even more useful in at least two ways. First – and I was warned about this by my colleagues – every mortgage loan requires documentation, lots of it. I happily complied, of course, though uploading the paperwork directly to the portal would have made it faster and easier for everyone. Second, millennials do everything with their phones. Why not utilize smartphone image capture, as we do, to deposit the rare paper check we still receive? Mobile capture is sure to be one of the next innovations in mortgage lending – it’s a feature that will lure millennials and increase market share. It will also result in higher overall customer satisfaction as well as greater lending efficiency. This is the second lesson: Millennials want instant, online access from their phones from the beginning of the process to its end, including document upload and real-time, detailed loan status. The communications standards set during the application process continued throughout the mortgage cycle. However, proactive communication – not just waiting until I asked a question – would have provided for a smoother and easier process. Providing an overview of what the process would look like, from start to finish, would have made me more confident and comfortable along the way. Anticipating common questions, or even developing a First Time Home Buyer FAQ document, would also help the millennial borrower stay engaged with minimal stress. Finally, utilizing technology to the fullest extent possible, by offering robust loan status updates via an online portal or even via text message, would close the loop on proactive communication with borrowers.Today’s millennial borrowers demand transparency; it is no longer acceptable to keep your borrowers in the dark and expect them to be agreeable. The final lesson is this: Stay proactive from application to closing, without waiting for the borrower to ask a question. From initial education, to responsiveness and transparency, to advanced mobility, millennials expect a high degree of lender involvement to get through the mortgage process with ease. By staying proactive and offering advanced technology, you can be sure you’ve done your part to attract and retain your millennial borrowers.Next month, I’ll end this series with my experience in closing the loan. 12SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Michelle Oliphant Michelle Oliphant is a member of the marketing department at Accenture Mortgage Cadence, a position she has held since 2012. She focuses primarily on product marketing, helping to shape the … Web: www.accenture.com Detailslast_img read more

Tagged: , , , , , , , , , , , .

Governor Wolf Hosts Panel Discussion on Protecting Seniors from Financial Fraud

Posted on by

first_img June 13, 2017 SHARE Email Facebook Twitter Press Release,  Seniors Monaca, PA – Governor Tom Wolf today joined Department of Banking and Securities Secretary Robin L. Wiessmann and Department of Aging Secretary Teresa Osborne to discuss measures the Wolf Administration has taken to help protect senior citizens from financial scams and fraud. Thursday, June 15 is World Elder Abuse Awareness Day.“Financial crime can be visited upon older Pennsylvanians by someone they know — caregivers, friends, professionals, or service providers who abuse the trust that has been placed in them – or, in some cases, they can be targeted by strangers with elaborate scams,” Governor Wolf said. “That’s why my administration decided to pull together and collaborate across all our agencies to work to protect older Pennsylvanians from this kind of abuse.”“Elder financial abuse is one of the most significant financial crimes of the 21st century, and it is estimated to cost older Americans $36 billion each year,” said Secretary Wiessmann. “In order to help protect our seniors from financial fraud and abuse, we are developing and providing education programs for front-line professionals who have close contact with older Pennsylvanians. Through these programs, accountants, doctors, lawyers, and investment professionals are learning to identify signs of elder financial abuse, as well as how to report it and prevent this crime.”During a panel discussion at the Center at the Mall in Monaca, Governor Wolf pointed specifically to “PA $AFE,” an information exchange and clearinghouse created as part of the governor’s Consumer Financial Protection Initiative, which involves over 20 Pennsylvania state government agencies engaged in financial education and consumer protection activities.“As an example of how PA $AFE operates, leaders from 14 agencies with consumer hotlines are trained to work to ensure their staff members know the appropriate places to refer calls that are not typically handled by their agencies,” Governor Wolf explained. “They are also making certain that the financial information they share with consumers is up-to-date and consistent across agencies.”In November 2015, Governor Wolf announced the Consumer Financial Protection Initiative “in order to educate the public about financial protection and best practices in a concise, efficient way.” Among the four goals he laid out for this initiative:Establish a state government interagency financial education exchange for consumers.Help professionals who work with senior citizens identify signs of elder financial abuse and prevent this crime.“There are many types of financial fraud scams that target seniors,” said Secretary Osborne. “The Wolf Administration recognizes that financial fraud education is critical. Protection means involvement, and in order to prevent older Pennsylvanians from becoming victims of financial fraud, we must educate those around us on what these scams are, how they work, and where to call for help.”Senior citizens, the caregivers, or family members with questions about financial transactions can call the Department of Banking and Securities at 1-800-PA-BANKS. The department also maintains on online library of resources to help consumers learn to protect themselves at: www.dobs.pa.gov.center_img Governor Wolf Hosts Panel Discussion on Protecting Seniors from Financial Fraudlast_img read more

Tagged: , , , , , , , , , , , .

Siemens Gamesa Opens Asia Pacific Offshore Wind Office

Posted on by

first_imgA spokesperson from Siemens Gamesa has confirmed to Offshore WIND that the company is launching an office for its offshore business segment in the Asia Pacific region, following social media posts reporting from an opening ceremony today, 5 December.Illustration; Image: Siemens GamesaNeither the Siemens Gamesa spokesperson, nor the social media posts in question provided more details on the matter. However, the company said that more information will be available tomorrow.Siemens Gamesa reported strong performance in its offshore business for the period April-September 2017, with a 16% increase in revenues. The company pointed out that it continues to lead the world with 11GW in wind turbines installed at sea, which is more than 65% of the global offshore fleet.A few days ago, Siemens Gamesa announced that its SG 8.0-167 DD offshore wind turbine is expected to be market-ready in 2020, by when the company will have one technology per business segment. In offshore, Siemens Gamesa opts for the direct-drive platform only.Offshore WIND Stafflast_img read more

Tagged: , , , , , , , , , , , .

Nwakeme’s Trabzonspor win Turkish Cup

Posted on by

first_img Loading… In the added time of  the second half, Alanyaspor forward Papiss Cisse’s equalized with a header , but the goal was disallowed due to an offside call.Moments to the end of the match, Sorloth added an insurance goal through a counterattack  to double Trabzonspor lead.Meanwhile, Trabzonspor left back Filip Novak suffered a serious head injury and was taken to hospital.At the end of the contest, Ömür was named the man of the match while Trabzonspor’s Turkish goalkeeper Uğurcan Çakır and Argentine midfielder Jose Sosa lifted the trophy during the cup ceremony.Trabzonspor have now won the Turkish Cup nine times as the Black Sea club previously claimed it in 1977, 1978, 1984, 1992, 1995, 2003, 2004 and 2010. Read Also: Napoli seal signing of Victor Osimhen – ReportIt was Alanyaspor’s first final, returning home with a silver medal.Galatasaray have the most trophies in Turkish Cup history with 18.FacebookTwitterWhatsAppEmail分享 Anthony Nwakaeme’s Trabzonspor claimed the 2020 Ziraat Turkish Cup after defeating Aytemiz Alanyaspor 2-0 on Wednesday night at Istanbul’s Atatürk Olympic Stadium . The Nigerian international was an unused sub during the encounter as Trabzonspor took the lead in the 25th minute through Turkish midfielder Abdulkadir Omur. Norwegian forward Alexander Sorloth crossed the ball into the vital area with Ömür flicking it into Alanyaspor’s net for the opener.Advertisement Promoted Content7 Black Hole Facts That Will Change Your View Of The UniverseTop Tastiest Foods From All Over The World7 Mind-Boggling Facts About Black Holes10 Awesome 2019 Movies You Probably MissedWhat Is A Black Hole In Simple Terms?8 Amazing Facts About Ancient Egypt10 Of The Most Powerful Women Across The Globe10 Phones That Can Easily Fit In The Smallest PocketYou’ve Only Seen Such Colorful Hairdos In A Handful Of AnimeTop 9 Rarest And Most Valuable Items In The World10 Risky Jobs Some Women DoThe Absolute 10 Greatest Shows In HBO Historylast_img read more

Tagged: , , , , , , , , , , , .